B2B Interchange Optimization Strategies
Every time a customer swipes, taps, or enters a credit card number on your site, multiple payment costs can be deducted before funds reach your bank account. Interchange is one major component, along with network fees and processor or acquirer pricing. Interchange optimization is the process of reviewing transaction data, routing, settlement, card-network qualification, […]
Merchant Services Programs for Banks: Models, Pricing and Best Practices
Merchant services can do much more for a bank than add another line to its business product menu. When payments, deposits, reporting, and cash management work together, merchant services can become part of a much broader commercial banking relationship. The challenge is deciding how to build the program. A community bank may want […]
Visa’s New CEDP Program: What B2B Merchants Need to Know
If your business accepts corporate, purchasing, or government credit cards, there’s an important change you need to know about. Visa has
12 End-of-Year Tips for Merchants Who Accept Credit Cards
The holiday season is a critical time for businesses, and especially for those who accept credit cards. As the year ends,
Payment Trends to Watch in 2025
As we step into 2025, the payment processing landscape is evolving rapidly, and businesses need to stay ahead to ensure they
Embracing the Future: The Rise of Contactless Payments in the Merchant World
In the ever-evolving world of commerce, technology is continuously reshaping the way we do business. One such transformative trend is the
The Growing Influence of Peer-to-Peer Payments on Traditional Payment Processing
In recent years, the rise of peer-to-peer (P2P) payment platforms has disrupted the traditional payment processing landscape. Apps like Venmo, PayPal,