Payment Facilitation Made Simple

PayTech Trust helps software providers evaluate and implement embedded payment capabilities without building every component internally. Our team supports integration planning, onboarding, reporting, and ongoing payment operations, helping create a connected payment experience for the platform and its users.

Three colleagues reviewing integration details together on a tablet during a planning meeting

Why do software providers partner PayTech Trust?

Embedding payments can create a more connected user experience and potential new revenue opportunities, but it also introduces technical, operational, underwriting, risk, and compliance responsibilities. PayTech Trust works with software providers to structure an approach around their platform, users, and business goals, with support across integration, onboarding, reporting, and ongoing operations.

Hand holding a phone displaying a secure payment verification checkmark, representing embedded payment security
Team brainstorming around a whiteboard covered in sticky notes while planning a payment integration strategy

A Full-Circle Payment Integration
Built Specifically for
Software Applications

PayTech Trust brings integration support, payment expertise, and operational guidance together to help software providers implement embedded payment capabilities. Our technology options can support a connected payment experience, while our team helps coordinate onboarding, implementation, reporting, and ongoing support based on the approved program structure.

Avoid the Risk, Hassles, Time and Expense of Custom Development
Inside Your Software Platform
So Your Users Can Make Payments

Program capabilities may include:

  • API-based payment integration
  • Streamlined application and onboarding workflows
  • Reporting and billing support
  • Risk and underwriting coordination
  • Implementation and customer support
  • Revenue-sharing structures where approved and applicable
Hand holding a card and phone with a payment risk warning overlay, representing compliance and underwriting risk
Three colleagues smiling while reviewing a payment program on a phone together

Before you earn one single dollar from processing,
Here are The Must Haves

But that all goes away simply by leveraging PayFac-in-a-Box.

  1. Sponsorship – Find a processor that will sponsor you as a PayFac with a member bank and the card associations.
  2. Underwriting – Pass an extensive underwriting process.
  3. Cash Reserves – Put up significant cash reserves and personal guarantees with the bank or the processor. Secondarily, you must develop credit underwriting guidelines and anti-money laundering policies.
  4. Development Resources – You must have the internal technical resources required to manage settlement and funding to your downstream customers.
  5. Payment Expertise – Hire staff with payment experience in acquiring, risk and compliance, implementation, integration, support and operational infrastructure to support the day-to-day activities of the payments business.
  6. An embedded payment program may involve processor and sponsor relationships, underwriting, reserves, technical resources, risk controls, support processes, and PCI DSS responsibilities. PayTech Trust helps software providers evaluate these requirements and coordinate appropriate technology and operational support. Responsibilities vary based on the program structure and do not disappear entirely.

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